FD Calculator — Fixed Deposit Maturity & Interest

Your FD details

Drag the sliders or type exact values.

Principal amount ₹

Interest rate (p.a.) %

Tenure — years yrs

Tenure — months mo

Combined tenure: 5 yrs 0 mo

Compounding frequency

Senior citizen (+0.50%)

Most banks offer an additional 0.50% p.a. for senior citizens (age ≥ 60).

Projection

Maturity Amount
—

Principal

—

Total Interest

—

Effective Annual Yield

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Formula: M = P × (1 + R/n)^n×t, where R = annual rate, n = compounding periods per year, t = tenure in years. Effective annual yield = (1 + R/n)ⁿ − 1. Senior citizen rate adds +0.50% p.a.

Year-by-year growth

Year	Opening Balance (₹)	Interest Earned (₹)	Closing Balance (₹)

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