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Calculators / PPF Calculator

PPF Calculator

Project your Public Provident Fund corpus year by year. PPF is an EEE (tax-free) instrument — contributions, interest, and maturity are all exempt. Download the full plan as a live-formula Excel sheet.

Your PPF plan

Drag the sliders or type exact values.

₹

PPF annual deposit limit: ₹1,50,000. Minimum: ₹500.

%

Government-set rate; currently 7.1% p.a.

yrs

Minimum lock-in 15 years; extendable in 5-year blocks thereafter.

Projection

Maturity Value
—
Total Invested
—
Total Interest Earned
—
Effective Return
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PPF is EEE (tax-free): Contributions qualify for Section 80C deduction; interest and maturity are fully exempt from tax.
Formula: Interest = (Opening + Deposit) × Rate. Deposit assumed at start of each year; interest compounded annually. Minimum tenure: 15 years.

Year-by-year growth

Year Opening Balance (₹) Deposit (₹) Interest Earned (₹) Closing Balance (₹)
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