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Calculators / Salary Calculator

Salary / In-Hand Calculator

Break down your CTC into take-home pay — accounting for PF, HRA, gratuity, professional tax, and income tax. Download a complete salary slip as a live-formula Excel sheet.

Your CTC details

Drag sliders or type exact values.

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Variable pay as % of CTC.

₹
₹

Enter your estimated tax after deductions.

In-hand summary

Monthly In-Hand
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Annual In-Hand (Net)
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Gross Earnings
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Total Deductions
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Employee PF (annual)
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CTC vs In-Hand: CTC (Cost to Company) includes the employer's PF contribution (~12% of Basic) and gratuity (~4.81% of Basic) — amounts you never see in your bank account. Gross Earnings = CTC minus those employer-side costs. Your in-hand pay is Gross minus your own PF, professional tax, and income tax. The Excel file rebuilds everything from your inputs — change any cell and it recalculates.

Monthly salary slip

Component Monthly (₹) Annual (₹)
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