Your CTC details

Drag sliders or type exact values.

Annual CTC ₹

Basic as % of CTC %

HRA as % of Basic %

Annual variable / bonus %

Variable pay as % of CTC.

Professional tax (annual) ₹

Estimated annual income tax (editable) ₹

Enter your estimated tax after deductions.

Employee PF basis

In-hand summary

Monthly In-Hand
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Annual In-Hand (Net)

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Gross Earnings

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Total Deductions

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Employee PF (annual)

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CTC vs In-Hand: CTC (Cost to Company) includes the employer's PF contribution (~12% of Basic) and gratuity (~4.81% of Basic), amounts you never see in your bank account. Gross Earnings = CTC minus those employer-side costs. Your in-hand pay is Gross minus your own PF, professional tax, and income tax. The Excel file rebuilds everything from your inputs, change any cell and it recalculates.

Monthly salary slip

Component	Monthly (₹)	Annual (₹)

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Salary / In-Hand Calculator